As Floridians, we all know living in an area where hurricanes are more prevalent can be a little nerve wracking. Being prepared is a wonderful way to help decrease panic and ensure life gets back to normal as soon as possible after the storm. Here at Brier Grieves Insurance we have plenty of experience dealing with hurricanes, and we want to share are a few tips with you to help you get through it as painlessly as possible.
Taking a home inventory ahead of a hurricane or other natural disaster is incredibly important. Your insurance company cannot help you replace your personal property items if they don't have proof the stuff actually exists. Therefore, it is very helpful to take a full inventory of everything inside your home—clothing, toys, furniture, kitchen items, electronics, household goods, etc. If possible, take photos to go along with your list. Save this information in a safe spot, such as a safety deposit box or an online cloud server.
Having an emergency supply kit on hand in case of a hurricane is important. Not only can these items make dealing with the post-hurricane mess a little more bearable, they can also ensure the safety of your family. Your kit should include:
Also, consider keeping items of importance with you. This can include bank information, birth certificates, important family photos, etc. If certain members of your family require daily medication, be sure to keep a few days’ supply with you.
We usually have a bit of advanced warning for this type of storm in Florida, which allows you to appropriately prepare your home. Some important preparations to remember include:
It is also vital to communicate with your family what your emergency plans are and how to communicate with each other if you are separated during the storm.
Additionally, it’s good to have your insurance information on hand so you know who to call if storm damage occurs. If you have any questions about your insurance coverage, need copies of your policies, or would like to check in on the coverage you have and make sure it’s adequate for an active Florida hurricane season, please give us a call.
Brier Grieves Agency