Brier Grieves Insurance offers insurance options to insure your all-terrain vehicle (ATV), utility vehicle (UTV), four-wheeler, or side-by-side (SxS).
A home insurance policy may cover an ATV on your property. However, on the trails away from home, you'll need an ATV insurance policy for complete coverage.
It's important to understand a few things about a ATV insurance policy to make sure you're making the best decision for yourself. Our team specializes in finding what is the right fit for you and provides the most coverage at the best price.
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Bodily injury covers injuries sustained by another person because of the accident.
Property damage covers damage to the other party's property. Vehicles, a yard, light pole, or other property damaged because of the accident.
Collision coverage helps pay for the cost of repairs to your ATV if it's hit by another vehicle. It may also help with the cost of repairs if you hit another vehicle or object.
Comprehensive coverage helps cover the cost of damages to your vehicle when you're involved in an accident that's not caused by a collision. Comprehensive coverage covers losses like theft, vandalism, hail, and hitting an animal.
Medical payments coverage is optional in some states and required in others. Medical payments, also known as med pay, helps pay medical bills resulting from injuries from an auto accident. This optional coverage (in most states) can be used regardless of fault for accident related medical treatment.
Uninsured Motorist (UM) coverage is an additional coverage that can be added to your car insurance policy. Some states may require this coverage on your policy. If you're injured in a car accident by an uninsured driver (a driver with no car insurance)—or in some states, a hit-and-run driver—then Uninsured Motorist coverage could help pay for your expenses.